Bugis Credit


Singapore Outstanding EnterpriseLoan Advisor Best Moneylender

#1 Best Reviewed Licensed Moneylender in Bugis Singapore Since 2007

Bugis Credit Pte Ltd (Formerly Known As Symbolic Pte Ltd) is one of the few reputable and best reviewed licensed moneylender in Singapore accredited by the Registry of Moneylenders to provide moneylending services in Singapore to either citizens, permanent residents or foreigners working in Singapore.

Bugis Credit continuously desires to give a hand to those who have lost hope of untying and releasing themselves from the troubles of vast payments and unforeseen piling expenses. It always gives assistance and support its customer through immeasurable and unending financial assistance.

Banks have undeniably unreachable year-round income requirement, too high for many individuals to reach, we bridges the gap and provided these people with ease of life. So instead of worrying about your debts, our customers can fully focus what is more important at hand. This makes moneylenders like Bugis Credit a step higher than other financiers within Singapore.

With service and compassion in Bugis Credit, a company who upholds the value of generosity, and shields you against the future financial embarrassment. Symbolic is an unpretentious business that comforts every needy with compassion.

Bugis Credit sets its foot above all lenders, aligned with Singapore’s Moneylending Law and Regulations, aspiring to give the best quality service with honesty and true desire to help people in need. Therefore, be assured of getting a flexible monthly repayment plan that are most suitable for you in Bugis Credit Pte Ltd.

Bugis Credit is discreetly located at:
470 North Bridge Road #02-12
Bugis Cube Singapore 188735
(Bugis MRT)

Types of loan:

  • Personal Loan (Monthly Instalment)
  • Payday Loan
  • Foreigner Loan
  • Bridging Loan (After Sales Completion)
  • Business Loan

Directions to Bugis Credit

By MRT: 
Bugis MRT (Exit B)

By Bus:
Bus 61, 851, 7, 32, 51, 63, 80, 145, 175 and 197.
(Bus stops right in front of Bugis Cube)

Nearest Carpark:
Bugis Junction or Public Carpark along Liang Seah Street.


Opening Hours


11am - 8pm


11am - 8pm


11am - 8pm


11am - 8pm


11am - 8pm


11am - 5pm


11am - 5pm


Apply Loan

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David65 31/07/2018 11:38 am

I like the way how Ms Vincy react on her professionalism and information on the services I am very pleased that she is knowledgeable. Keep up the great job! thank you Bugis Credit.

Low 09/06/2018 11:59 am

I needed a loan for my father’s medical bills. After reading the good reviews online, I went to apply from Bugis Credit. They are as professional as the banks. Bugis Credit offered us monthly payments and we cleared the loan within a few months. Really appreciate and they value you just like a friend. It seems like they are looking after your payment ability and based on that they are able to provide repayments which will be easier on your pockets! Cheers to Bugis Credit!

Mya 03/05/2018 7:01 am

I would like to applaud Ms Vincy for her professionalism and expert information on the services she rendered to me and very pleased that she is knowledgeable. Keep up the great job! Last but not least thank you Bugis Credit.

Jasmine Goh 03/02/2018 11:18 am

This is my first time taking a loan with Symbolic and they really changed my perception of moneylenders. The customer service officer who served me was really courteous and offered me a drink as soon as we sat down to discuss the various plans which they could offer. Everything about their service was exceptional and the young guy who served me was very detailed in his explanation about how their loan plans work as well as the fees that were chargeable. The young guy offered me a monthly installment payment plan that was affordable and within my means of paying. I am truly grateful to him for this as due to the monthly installment loan that I have now, I do not have to visit other moneylenders to keep on paying and reapplying for loans on a monthly basis. This has made my life more convenient as I do not have to travel to the moneylender every month. Thank you for your kind assistance and understanding of my situation. I would definitely recommend anyone needing a loan to apply from Symbolic.

Nurul 16/11/2017 7:00 pm

This is my first time applying a loan from licensed moneylender. At first, I was worried about the interest charges but the rate is much lower than my expectations. The loan officers, Vincy and Oscar are very nice and polite. Before they granted the loan, they understood my problem and come up with a reasonable and affordable repayment plan. She explained patiently on the loan details. Very professional during the process. Mostly importantly, they understand your problem. Really appreciate the help from Bugis Credit, solved my problem and not giving me pressure. Bugis Credit changed my impression on moneylenders, will go back to them if I need future loans!

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Notes to borrower: Directloan.sg aims to be the best financial directory in Singapore. We do not represent any licensed moneylender or offer any loans directly, over the phone or at our office or otherwise. We ensure that all advertisers featured in our business directory are evaluated and selected carefully, particularly those that are licensed by government authorities.


The minimum period of repayment is 2 months and the maximum period of repayment is 6 months. The interest rate offered by the licensed moneylenders is 1% to 4% per month, depending on your credit rating and other factors. This corresponds to a 12% to 48% Per Annum APR based on monthly reducing interest rate.


For example, if you borrow $1,000 for 6 months, at the maximum interest rate of 4% per month (48% APR), your monthly repayment will be $190.76 and total interest for the 6 months is $144.58.


The example mention above is an estimation and for illustration purposes only, please check with the respective Licensed Moneylenders as it may vary due to loan amount, period of loan and other fees such as late fee and late interest rate that may be charged in the event of violation on terms & conditions.